The PSR has an effect on companies furnishing payment products and services as well as their prospects. These firms involve banking institutions, non-lender bank card issuers and non-bank service provider acquirers, e-money issuers, and many others. The PSRs made a new class of regulated firms known as payment institutions (PIs), who're subject matter to prudential requirements. Short article 87 of the PSD calls for the European Commission to report to the implementation and impression in the PSD by one November 2012.[forty one]
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